Professional Mortgage Calculator

🏠 Loan Type & Details

Standard loan with competitive rates for qualified borrowers

State ?

Start Date ?

Military Service

First Time VA Loan?

VA Disability Exempt?

VA Funding Fee (%)

FHA Upfront MIP (%)

FHA Annual MIP (%)

Property Location

USDA Upfront Fee (%)

USDA Annual Fee (%)

💰 Property & Loan Amount

Home Price ?

Down Payment ?

Loan Term

Interest Rate

Credit Score

📋 Taxes, Insurance & Fees

Property Tax

$/yr

Tax Period

Home Insurance

$/yr

Insurance Period

HOA Fees

$/mo

PMI Rate

⚙️ Additional Options

Extra Monthly Payment

$/mo

One-Time Payment

Your Mortgage Summary

Conventional Loan Estimate

Estimated Monthly Payment

^$2,212

Principal & Interest + Escrow

Loan Summary

Loan Amount

$280,000

Down Payment

$70,000 (20%)

Total Interest

$356,240

Total Cost

$636,240

Payoff Date

Dec 2054

Loan-to-Value

80%

Payment Breakdown

Principal & Interest

$1,770

Property Tax

$350

Home Insurance

$150

PMI

HOA Fees

Funding Fee

Payment Visualization

Amortization Schedule

Month	Payment	Principal	Interest	Balance

Disclaimer: This calculator provides estimates for informational purposes only. Actual rates, payments, and terms may vary. Please consult with a qualified mortgage professional.