Fix Up Your Fixer-Upper with a Rehab Loan

Found the perfect home that needs a little work? A Rehab Loan from Your company name lets you finance both the purchase price and renovation costs in one convenient mortgage. It’s a simple way to buy, repair, and move into your ideal home — without juggling multiple loans or high-interest credit options.

What Is a Rehab Loan?

A Rehab Loan, also known as a Renovation Loan, combines your home purchase and remodeling expenses into a single mortgage. This loan can cover structural repairs, cosmetic upgrades, or essential improvements to make the property livable and up to modern standards.

Two of the most common types include:

• FHA 203(k) Loan — Allows buyers to finance both the home purchase and renovation costs under one FHA-insured mortgage. Ideal for homes needing updates, repairs, or modernization.

• VA Renovation Loan — Available to eligible military members and veterans, this loan combines home purchase and renovation financing into one VA-backed mortgage.

Both options offer competitive rates, low down payments, and flexible credit requirements, making them accessible for a wide range of buyers.

Do I Qualify?

Rehab loans generally follow similar qualification standards as FHA or VA loans, with a few extra steps for renovation approval. Lenders typically evaluate:

• Credit score and debt-to-income ratio (DTI)

• Verified income and employment

• Detailed renovation plans and contractor estimates

• Appraisal showing the home’s post-renovation value

With Your company name, our specialists guide you through every step — from getting pre-approved to finalizing your renovation budget.

Benefits of a Rehab Loan

Here’s why a Rehab Loan from Your company name might be the perfect fit:

• One Loan, One Payment — Combine purchase and renovation costs into a single mortgage.

• Low Down Payment Options — Take advantage of FHA or VA program benefits.

• Competitive Interest Rates — Enjoy lower rates than most personal or construction loans.

• Increased Property Value — Improve your home’s worth through smart renovations.

• Flexible Project Options — Use funds for upgrades, repairs, or full remodels.

Get Started Today

Ready to transform your fixer-upper into your forever home?
Apply now with Your company name or contact our mortgage specialists — we’ll help you find the right rehab loan solution for your project and budget.